There is the fact that nearly 30 million Americans choose to drive uninsured. Most of them think that is the way to save their money. But what if accident happened, the repair cost is out weight the price which pays for an auto insurance. More over the police might catch uninsured drivers as illegal driving
1. Driving uninsured isn’t legal
In US, auto insurance is required in 49 states, the rest is the way to put everything in line soon, and you can drive as uninsured but perhaps not for long. The development of automatic license plate recognition systems go along with the growing popularity. With that system, police can access to uninsured –motorist database in their state and help them easier catch uninsured driver.
This is because the development of Automated License Plate Recognition (ALPR). It allows police to use mobile, high-speed cameras compare with database to recognize the owner of car and define uninsured drivers. Besides that, state databases of uninsured drivers under maintain of auto insurance companies that will be updated annually.
In some states, there are significant impacts, especially in places where uninsured driving rates are highest. For instance, uninsured driving rate of Texas drop from 22% in 2009 to 11% in 2015 after this states apply ALPR system. In Michigan, nearly 20% of motorists lack coverage before the police applies APLR technology. Then from September 2014 to March 2015, officers handle more 15% citations for uninsured driving than it at the same time last period. Even that in some states are seeing more critical effects, but at nation level, it’s still slow rate.
2. Driving without auto insurance is not frugal
Let’s imagine the cost that you might pay if you was caught without coverage, absolutely, the police heighten their efforts to identify uninsured drivers. The average range of this cost between $500 and $1000 even more in some places, such as in West Virginia it can reach $5000. And If your license was suspended, there could also be hundreds of dollars in fees associated with reinstating registration.
To save your money, dropping auto insurance is certainly bad idea. It’s short-sighted as well. The amount in citations, fees and higher auto insurance premiums outweigh what you would owe you’d save initially. Moreover, if you’re caught or if you cause an accident, let imagine how much you have to pay for lawsuits and repair bills if it might have.
1. Driving uninsured isn’t legal
In US, auto insurance is required in 49 states, the rest is the way to put everything in line soon, and you can drive as uninsured but perhaps not for long. The development of automatic license plate recognition systems go along with the growing popularity. With that system, police can access to uninsured –motorist database in their state and help them easier catch uninsured driver.
This is because the development of Automated License Plate Recognition (ALPR). It allows police to use mobile, high-speed cameras compare with database to recognize the owner of car and define uninsured drivers. Besides that, state databases of uninsured drivers under maintain of auto insurance companies that will be updated annually.
In some states, there are significant impacts, especially in places where uninsured driving rates are highest. For instance, uninsured driving rate of Texas drop from 22% in 2009 to 11% in 2015 after this states apply ALPR system. In Michigan, nearly 20% of motorists lack coverage before the police applies APLR technology. Then from September 2014 to March 2015, officers handle more 15% citations for uninsured driving than it at the same time last period. Even that in some states are seeing more critical effects, but at nation level, it’s still slow rate.
2. Driving without auto insurance is not frugal
Let’s imagine the cost that you might pay if you was caught without coverage, absolutely, the police heighten their efforts to identify uninsured drivers. The average range of this cost between $500 and $1000 even more in some places, such as in West Virginia it can reach $5000. And If your license was suspended, there could also be hundreds of dollars in fees associated with reinstating registration.
To save your money, dropping auto insurance is certainly bad idea. It’s short-sighted as well. The amount in citations, fees and higher auto insurance premiums outweigh what you would owe you’d save initially. Moreover, if you’re caught or if you cause an accident, let imagine how much you have to pay for lawsuits and repair bills if it might have.
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